Krishen Iyer- Founder Of Managed Benefits Services

Krishen Iyer is the CEO and founder of Managed Benefits Services, an insurance-based marketing and consulting company out of Carlsbad. The company focuses on digital marketing, lead generation and client services.


Krishen Iyer is a 2004 graduate of San Diego State University with a bachelors of science in public administration. His entrepreneurial spirit has led him to form many highly successful insurance-based ventures. In 2002, he formed IHS Insurance and was CEO until he stepped down in 2014. In addition to his role as CEO of IHS, he also founded “Name My Premium” in 2009, which was extremely successful and made INC.’s weekly list of the top 5000 fastest growing small startups in 2015. After leaving Name My Premium in 2015, Krishen went on to form Managed Benefits Services.


Krishen Iyer is first and foremost dedicated to his clients and with his exceptional skills and expertise, he has been successful in combining his marketing capabilities with technological advances in data collection and analytics. It is through this innovation, he can connect his clients to companies who are able to produce resolutions that will meet the client’s needs. Throughout his career, his primary focus has always been dedicating time and attention to his clients and makes it a priority each day, to interact with them. Engaging his customers’ first thing in the morning, allows him to set his priorities and also to organize the rest of his day.


Despite his busy days, he also makes it a priority to spend time with family and friends. Whether it is an afternoon of karaoke, sports or working on a community project, he realizes the importance of building bonds and maintaining those bonds with his family, his team and his community.


Managed Benefits Services was formed in 2016, formerly known as Quick Link Marketing and is located in Carlsbad, California.

Bruce Katzen is the Chairman of Kluger Kaplan’s Trust and Estate’s Litigation Practice Group

Bruce Katzen is the chairman of Kluger’s Trust and Estate’s Litigation Practise Group. Kluger’s Trust and Estate’s Litigation Practise Group is based in Miami. Bruce Katzen, early training in public accountancy, spur his interest in complex financial fraud cases that he now handles. Bruce Katzen’s background has equipped him with the necessary experience to tackle many cases perfectly. He examines carefully every detail of a case, which enables him to be in an advantageous position to represent his clients.


Bruce Katzen practice focuses on probate litigation, guardianship disputes, as well as commercial litigation. Litigation of businesses entails securities, the liability of stockbrokers and clients and corporate matters. Bruce Katzen has received recognition for his hard work in franchise disputes, guardianship and sales disputes, trust, and company purchases. Bruce Katzen is passionate when it comes to satisfying his clients. He handles his cases with the aim of ensuring that his clients get the best among the choices available.


Bruce Katzen is one of the best lawyers in America. He works with a dedicated team of professions who always endeavor to offer the best administrations. Bruce says that it is their pleasure to dedicate their legal profession and the firm to serve their clients and maintain their highly esteemed reputation in the nation. While practicing law with integrity and professionalism, Bruce Katzen delivers outstanding services to his clients. Kluger’s Trust and Estate’s Litigation Practice Group have helped many people to get and seek justice.

His clients appreciate the passion he has for his job, and they always believe him when he says he is going to deliver. Bruce Katzen always seeks justice for the investors and individuals affected negatively by fraud or wrongdoings. Kluger’s Trust and Estate’s Litigation Practice Group chaired by Bruce Katzen is worth millions of dollars.



Dr. Ira Kirschenbaum’s Take on Knee Replacement

Robert Reed kept active as an athlete for 25 years. Robert needed surgery because over time he developed arthritis in his knees. He found relief in a surgical technique called partial knee surfacing. The doctor that he turned to the perform the surgery, Dr. Ira Kirschenbaum, explains why partial knee surfacing would be be a great choice for some patients, why it would not be a good choice for others, and how it’s done.

This award winning, experienced, orthopedic surgeon has developed instruments for knee replacements. According to LinkedIn, not only does he have a sense of humor, but in my opinion, he is also to be taken seriously. As an expert, he has produced a DVD regarding knee replacement techniques for The American Academy of Orthopedic Surgeons. I don’t why Robert chose him to perform his surgery, but with his amazing background, what’s not to consider?

Dr. Kirschenbaum comments, “A knee has three separate compartments, and if only one part of the knee is diseased, we have the opportunity to just replace that part of the knee. Instead of fully replacing it, I am able to simply resurface the end of the bone with metal on one side, and a high-density medical plastic on the other side and leave the rest of the knee completely intact and leave all the ligaments and all the rest of the person’s feeling in their knee as if it was their old knee.”

In others words, only the damaged part is replaced, not the whole knee as with traditional replacement surgery. Dr. Kirschenbaum recommends that this surgery would not be a good fit for patients who suffer from severe arthritis or rheumatoid arthritis. Patients that have osteoarthritis restricted to one area of the knee tend to be great candidates.

Learn more about his practice here:

Bronxcare Medical Center

Web MD




Bradesco Successes Solidify Luiz Trabuco Legacy

     Born on 6th October 1951, Luiz Carlos Trabuco began working for Bradesco as a clerk in 1969 as a teenager, and he went on to dedicate over four decades to the giant financial institution. Working various jobs to get through college, he gained an unmatched and in-depth experience that bolstered his career and helped him rise through the ranks at Banco Bradesco. His meteoric rise has been based on a work record that speaks for itself and a dogged determination. He has served in almost every capacity within the group but it his appointment to the head of Bradesco Seguros that his career began to sparkle.

While at Bradesco Seguros, Luiz Carlos increased the subsidiary’s contribution to the group’s financial outcome bring in 35% of the group’s earnings. The company’s return on equity also took a major turn and rose by almost 10%. These successes and the fact that Seguros doubled its asset base during his tenure contributed greatly to his appointment as President of Banco Bradesco. Though a giant, the bank was struggling to stay alive in the market when he took over.

The previous president, Marcio Cypriano had led an acquisition spree just before his exit, and it fell to Luiz Carlos Trabuco to consolidate the different cultures and policies that came with the new acquisitions. Not only did he have to harmonize all the operations to Banco Bradesco standards, but he also had to plug a few leaks that were draining not just money but also human resources. A bad culture had culminated in high employee turnover, and a bad pension scheme had almost sunk the bank.

After extensive restructuring, Luiz Carlos Trabuco introduced innovations at the bank. Though he is best known for the historic acquisition of HSBC Brazil, he is also behind many of the bank’s new wave of brand promotion. A loan scheme for foreign students was introduced, this concept was unheard in Brazil, and it gave Bradesco a leg over its competitors. For the younger Brazilians, an online banking platform was introduced, and this had a response that was almost instant.

With his recent appointment to the post of chairman, Luiz Carlos Trabuco is not only head of the second largest financial institution in Brazil. He is at the top of the business world highly sought after with not only corporate headhunters after him, but there was once an offer for him to take the title of Brazil’s Minister for Finance.

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Luiz Carlos Trabuco Cappi Uses his Leadership Skills to Grow Banco Bradesco

     People who have been working in a company, irrespective of its size, understand that management and employees can always have their differences. So, who will help them get along? It has to be team leaders, of course. Acting as the major conduit between senior staff and employees, a team leader is extensively responsible for overseeing that the staff spends time delegating tasks as well as negotiating workloads for the objectives of the firm to be achieved. On such leader is Luiz Carlos Trabuco, the CEO of Banco Bradesco.

Banco Bradesco

Banco Bradesco is Brazil’s most competitive financial services firm. First known as the largest private bank before the merger of Banco Itau and Unibanco, the firm has vastly expanded over the past few years. Moreover, it has over 4,000 branches inclusive of 4,834 service branches. Apart from that, the bank has partnered with drugstores, retail stores and supermarkets to provide clients with the best financial services. Currently, it ranks number three among the leading banks in Brazil.

The Leadership of Banco Bradesco

With that said the success of Banco Bradesco rests with Luiz Carlos Trabuco Cappi, a prudent leader with vast experience in banking and finance management. First joining the institution at a tender age and serving as the clerk, he has perfectly worked hard to defy the odds of growing up from a humble background to become an executive leader. For Luiz Carlos Trabuco Cappi, the success of this bank is entirely dependent on his ability to incorporate different services including internet banking, credit card services, pension plans, saving bonds and leasing services among others. With that said, it is right to accord him the respect he deserves by identifying some of his strengths as a leader.

Why Luiz Carlos Trabuco is a Perfect Leader

When Luiz Carlos Trabuco Cappi became part of this banking institution, he introduced a few instrumental strategies that catapulted the development of the bank. For instance, introducing Banco to Brazil’s media sector was his idea. Later into his service duration, he fostered the purchase of HSBC, a financial services firm that traces its origin to Hong Kong. The decision to purchase this banking firm was solely influenced by its ability to handle over $2.374 trillion assets at once.

The Outline

Luiz Carlos Trabuco’s reign at Banco Bradesco is marked by his decisiveness alongside the wisdom to impact on the society by providing revolutionary banking services to his clients.

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Bruno Fagali Is An Experienced Attorney In Brazil

Are you on the lookout for a reliable or reputable lawyer in Brazil? Want to find a good lawyer or law firm to represent you or your company? Perhaps you want to know more about Bruno Fagali and his prominent law practice.

Hiring a business lawyer or law firm has many advantages. Disputes and related issues can occur at any time and a lawyer can help resolve these situations effectively. Legal problems can ultimately affect the growth and success of your company.

When you encounter a legal problem you need the right attorney to represent or advise you. Although there are many law firms and legal practitioners out there you’ll need to be certain you’re dealing with a competent lawyer like Bruno Fagali. A good lawyer will take appropriate steps to protect your rights and help you navigate the complicated legal system.

Bruno Fagali is a top attorney and one of the most recommended in his field. He has been catering to clients for a long time and he knows what needs to be done to resolve a tough case. Numerous businesses and individuals turn to Bruno for high quality guidance and effective representation on a wide variety of cases.

Not all attorneys or law firms are created equal. Some attorneys provide better quality service than others in the same field. It is extremely important that you do your research and choose a law firm or attorney that has a proven track record. Check the experience and background a lawyer or law firm you have in mind.

If you find yourself in a complex legal matter and need to have a powerful attorney by your side, consider contacting Bruno right away. No matter how difficult the situation may be, Bruno is well equipped to address the issue for you. Many businesses and organizations turn to him for top notch representation.

When you’re ready to hire a lawyer or law firm, be sure you have all details pertaining

to your legal matter for the lawyer to review. Contact the law firm to schedule a consultation with the lawyer.

The Fight to End Citizens United

     Back in 2010 The Supreme Court made one of the worst decisions that has had a lasting effect on campaign financing thus effecting American elections. The court case Citizens United vs F.E.C. has created the legal basis that “corporations are people.” The case created a major tsunami for special interest and billionaires to spend whatever amount of untraceable money in America’s federal, state, and local elections. The result has created no transparency in America’s election process. People like the Koch brothers along with big money corporations are trying to use their unlimited financial resources to tilt the balance of political power with candidates that favor their political agenda.

With the 2018 mid-term elections approaching groups such as End Citizens United 2018 headquartered in Washington, D.C. with President and Executive Director Tiffany Mueller are providing the opposition needed to offset people like the Koch Brothers. End Citizens United 2018 is fighting back against big-money corporations and the Koch Brothers. Created March 1st, 2015, End Citizens United is a Political Action Committee that receives it funding from gross-roots donations. End Citizens is determine to counteract the terrible effects from the Supreme Court 2010 decision that made way for Citizens United to change campaign finance. As of March 2016 End Citizens has raised over 11 million dollars. End Citizens has also as of October 2017 announced a list of U.S. Senatorial and U.S. House Candidates. The endorsements are for the 2018 midterms. Candidates such as Missouri Senator Claire McCaskill, Hawaii Senator Mazie Hiron, House Reps Barbara Lee of California, Hakeem Jeffries of New York, Eric Swalwell of California, Vicente Gonzalez of Texas along with a host of other candidates that agree with the mission of End Citizens.

End Citizens felt it was important to endorse this list of candidates because these candidate are fighting daily against mega-donors and special-interest who continue to buy corrupt politicians. For the 2018 mid-terms End Citizens has an aimed at beating what they term, “The Big Money 20.” Unethical politicians such as Speaker of the House Paul Ryan, Texas Senator Ted Cruz, Nevada Senator Dean Heller, Illinois Rep Peter Roskam, and many others whose continue to take dark-money and work against the will of the American people.

To defeat “The Big Money 20” End Citizens in 2018 will raise and spend $35 million in 2018. Hopefully with continue hard work, fundraising, and educating the public End Citizens will reach the goal of getting big money out of the America election process.

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AIA Equips Architects

     The American Institute of Architects is based within the United States of America. This prestigious organization is ran by Robert Ivy and has been for the last seven years. Robert Ivy began working for the American Institute of architects as the chief vice president. However, when the new list chief executive officer stepped down, Robert Ivy was a clear pick to be his successor. He believes that the job of the American Institute of architects is to prepare the profession to deal with the challenges of the 21st century.

Robert Ivy obtained a Masters degree in the field of architecture from Tulane University. He would eat immediately graduate from Tulane University and secure a vice president job at the McGraw-Hill construction company. He would also work as the chief editor at the Architectural Record. Underneath his leadership, he ensured that this company would advocate for the political and environmental issues today the face the field of architecture.

In order to prepare architects for the challenges that this century brings he discussed the various techniques and strategies that one could use to prepare themselves for sustainability and creativity. Because of his application for these two things he has received nearly 30 Jesse H Neal awards.

Robert Ivy began changing the American Institute of architects the moment he became the CEO. He began by announcing at the Clinton Foundation that everybody at the American Institute of architects were committed to dedicating themselves to promoting change over the next decade. This initiative was referred to by the American Institute of architects as the decade of design. This decade of design would push the American Institute of architects to continue over the next 10 years to develop solutions that could be used to help architects plan their buildings for environmental sustainability, resiliency, and public health.

This announcement was received with a standing ovation as many people in that room believe in these same things. The American Institute of architects has designed the push these goals for some time. Since architecture has a direct impact on both human lives and the environment it would be wise for them to find a way to combine the needs for each of these entities.

In order to spread this vision of change, Robert Ivy has begun touring America and speaking on the issues of climate change and public health. He hopes that one day architects will buy in.

Treating joint pain with Heal and Soothe

     Heal and Soothe is an herbal supplement that may aid in reducing joint pain, whether associated with arthritis, or due to other joint issues. It was developed for those that suffer from joint pain, whether mild or moderate. It helps by reducing and fighting inflammation in the body. Heal and Soothe contains anti-inflammation and anti-oxidation ingredients. The ingredients in Heal and Soothe are; Bromelain, which is harvested from pineapple, and has been used years in other ways to treat inflammation, Papain, which aids in digestion; Citrus Bioflavonoid, this is an inflammation ingredient believed to have anti-oxidant properties; Rutin, is believed to strengthen blood vessels; and, Boswelliaserrate, It is used to treat arthritis and help with inflammation. It can be taken orally, or applied direct to skin. Other ingredients include; Ginger root, Tumeric, Devils claw, Vitamin E, L-Glutathoine and Serrazimes. These are all great ingredients for Systemic enzyme therapy, which is a process that uses enzymes to assist the body’s immune system, and help to balance that immune system, to maintain overall health. This is important for bones and joints to properly functions without pain.

Some of the benefits of taking Heal and Soothe, are that first, its natural ingredients that are safe to use. The ingredients have been used for years, by many, with out any harsh side effects. There is not usually any side effects from Heal and Soothe because the ingredient list contains natural items. Also, It is fairly priced and is potent enough to just take once a day. Unlike most supplements which are taken two to three times a day. Taking with food is recommended, however not required. Taking in the morning is also recommended as it will help joint pain throughout the day and your daily activities. While normally, you can pick up a bottle of Heal and Soothe for a low price of $59.00, you can get a free bottle on the heal and soothe official website for just the price of shipping and handling. This price will not last long. Do not suffer with joint pain any longer, when you can try an all natural joint and pain relief for only the price of shipping and handling for a one month supply.

Please read “Finding Relief from Inflammation with Heal-n-Soothe” for more.

Dr. Saad Says the Sustainable Solution is Always in Research

Dr. Saad was not meant to become a doctor when he first thought about a career. He was slated to become an engineer like some of his brothers. The Palestinian-born medic comes from a family of rich educational achievements. There are three surgeons, two masters’ degree holders in engineering, a teacher, and two Ph.D. holders. Dr. Saad qualified to practice medicine from Cairo University some 47 years ago. Dr. Saad was a top student in his class; he came second best in his group. He is said to have excelled in all the subjects that he studied. Dr. Saad moved to the US after he completed his internship program. He was later certified as a pediatric surgeon. He is also a family man. He is married with four children. His children also became studious. They are spread in various professional careers now in adulthood.



Achievements by Dr. Saad



Dr. Saad is credited with several patents including a couple of inventions. He is also the brains behind several surgical procedures followed in major hospitals across the globe. Dr. Saad has been involved in many surgical operations on infant children and teenagers. He has been widely successful in his practice. Dr. Saad also gives back to society. He is especially keen on helping children from poor backgrounds gain medical services. In Jerusalem, Dr. Saad has organized eight medical missions to treat poor children and conduct complex operations. Dr. Saad served as the Chief Surgeon at K Hovnanian Children Hospital, where he was also a co-Director.



An Interview



Dr. Saad was recently interviewed regarding his practice and medicine in general.He says that he first thought he would be an engineer before he changed his mind to become a doctor. He notes that the hot weather in Kuwait discouraged him from engineering. He says he sympathized with his engineer brother who frequently had to work in the hot sun. He preferred an occupation where he could use an air-con indoors.



In the interview, he was asked if there was anyone who inspired him in the pursuit of his career. Dr. Saad mentions Dr. H Biemann as his mentor. He believes that Dr. is the best pediatrician in America. He notes that the Dr. Biemann taught him how to be kind, hardworking and honest in his work and to the children he met and attended; irrespective of their background, physical ability, race or religion. When asked what development in the medical field excites him the most, he quickly says that he is especially excited at how our understanding of cancer and preventing it and other ailments are affected by genetics.



Need for Research



Dr. Saad insists on research as the only way to find lasting solutions to medical problems. He says that’s how his ideas come to life. He says that being organized helps him to be efficient despite his busy schedule. Dr. Saad concludes the interview by noting that it is only God who knows the fate of humans. Learn more: